Schedule of Fees
COMMERCIAL AND AGRICULTURE LENDING SERVICE CHARGES
|
Description
|
Charge
|
|
Returned Item or NSF Charge – Payable for each NSF or other returned cheque or payment.
|
50.00
|
|
Duplicate Loan or Mortgage Statements – Payable for preparation of additional statements outside of the annual statement that is mailed at the start of each year.
|
35.00
|
|
AgriCard Statement Reprint or Copy of Transaction – Payable for the preparation of additional copies of the monthly statement or copies of transactions on your AgriCard..
|
3.00
|
|
Customized Letter – Payable for preparation of custom letters at the request of the client.
|
35.00
|
|
Bank Confirmation – Payable for the preparation of a bank confirmation.
|
35.00
|
|
Insurance Administration – Payable for the investigation of insurance status and follow up for confirmation of insurance
|
100.00
|
|
Research or Document Retrieval – Payable for the investigation of an account at the clients request or retrieving copies from the clients file which has been closed and moved off site
|
60.00 per hour plus any applicable chargeback from third parties
|
PERSONAL LENDING SERVICE CHARGES
|
Description
|
Charge
|
|
Returned Item or NSF Charge – Payable for each NSF or other returned cheque or payment.
|
50.00
|
|
Duplicate Loan or Mortgage Statements – Payable for preparation of additional statements outside of the annual statement that is mailed at the start of each year.
|
35.00
|
SCHEDULE OF SERVICE CHARGES FOR ACCOUNTS NO LONGER OFFERED
|
Account Access Charges
|
Client Account
|
Business Client Account
|
|
Monthly fee includes monthly statement and cheque images.
|
$7.50
|
$9.95
|
|
Account transactions in excess of 35 per month on items charged at fee listed below.
|
Includes first 35 transactions per month on items listed below.
|
Includes first 35 transactions per month on items listed below.
|
|
Waived with $1,000 minimum monthly balance or toal deposit balance of $25,000 or more.
|
Waived with $1,000 minimum monthly balance or toal deposit balance of $25,000 or more.
|
|
|
|
|
|
Cheque Clearing per item
|
0.50
|
0.75
|
|
Transfers- electronic between Bank West accounts
|
N/A
|
N/A
|
|
Balance Inquiries
|
Free
|
Free
|
|
Mail Deposit
|
Free
|
Free
|
|
EXCHANGE ATM Deposit
|
N/A
|
N/A
|
|
Transfers - electronic between external accounts (PAP/PAD)
|
0.50
|
0.70
|
|
Exchange ATM withdrawals
|
N/A
|
N/A
|
|
Interact ATM withdrawals
|
N/A
|
N/A
|
|
US & International ATM withdrawals
|
N/A
|
N/A
|
|
Point of Sale/Debit Transactions
|
N/A
|
N/A
|
|
Bill Payment – Electronic
|
N/A
|
N/A
|
|
Draft (Canadian & US Funds)
|
N/A
|
N/A
|
|
Wire transfers
|
N/A
|
N/A
|
|
Manual transfers
|
Free
|
5.00
|
*Changes Effective July 1, 2009
OTHER BANKING SERVICE CHARGES
|
|
|
|
Balance of account transfers (includes office cheque)
|
Free
|
|
Dormant Account
|
5.00
|
|
Document Retrieval
|
30.00 per hour plus any applicable chargeback
|
|
Cheque Retrieval
|
5.00
|
|
Collections
|
25.00 plus any applicable chargeback
|
|
Stop Payment
|
10.00
|
|
NSF
|
50.00
|
|
Close of account less than 3 months
|
25.00
|
|
Cheque orders
|
Davis & Henderson orders at cost
|
|
Chargeback/cheque rejections
|
5.00
|
|
Unencoded/incorrectly encoded cheques
|
5.00
|
|
US cheques on a Canadian account
|
10.00
|
|
Customized letter
|
20.00 or complex letters at 30.00 per hour plus applicable chargeback
|
Only fees for commonly used services are listed. Other fees may apply.
For more information please call 1-888-440-2265.
LENDING SERVICE CHARGES
|
|
|
|
Returned Item or NSF Charge
|
50.00
|
|
Duplicate statements
|
10.00
|
|
Research or Document Retrieval
|
30.00 per hour plus any applicable chargeback
|
|
Recalled Loan or Mortgage Payments
|
10.00
|
|
Customized letter
|
20.00 or complex letters at 30.00 per hour plus any applicable chargeback
|
Only fees for commonly used services are listed. Other fees may apply.
For more information please call 1-888-440-2265.
|